This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

Financial well-being – Part 2

By | April 19th, 2014|Categories: Smart Investing|Tags: , , , , , , , , |

In the 1st part of this series on Financial well-being, I had emphasized upon the importance of positive cash-flows. I invite you to read the previous post in this series, Financial well-being – Part 1. Let us take a closer look at the term ‘financial well-being’. Our definition of financial well-being is completely independent of the size [...]

Being smart about costs – Part 3

By | April 16th, 2014|Categories: Cost Management, Smart Investing|Tags: , , , , , , |

The Eleventh Commandment My simple definition of an arbitrage is: ‘A situation where we can enjoy absolutely the same value, but not have to pay the normal asking price’. I wrote about some such arbitrage possibilities in my previous post (Being smart about costs – Part 2). Being smart is not about cutting down on [...]

Being smart about costs – Part 2

By | April 10th, 2014|Categories: Cost Management, Smart Investing|Tags: , , , , , , , , |

Do you feel embarrassed about asking for a discount?  I was chatting with a friend about investments and I mentioned to him that the easiest way to make money in the long run is to ask for a discount in every transaction that you do every single day of your life. He initially thought I [...]

Financial well being – Part 1

By | April 7th, 2014|Categories: Smart Investing|Tags: , , , , , , , , , , , , |

Most of us start with a job where we earn a salary. We spend part of the salary taking care of our expenses including taxes, and invest the balance amount, if there is any. Over time: – Our salary typically increases, though that is not a certainty – Our investments sometimes go up and sometimes go [...]

When money died

By | April 2nd, 2014|Categories: Risk Management|Tags: , , , , , , , , |

There is this one website which I often visit, and the fast changing numbers there have a hypnotic effect on my senses. It is US Debt Clock. Here is the screenshot from this site just at the midnight of 2nd April 2014. For anyone who has the knowledge of even high-school economics, the numbers should look unsettling. [...]

Being smart about costs – Part 1

By | March 29th, 2014|Categories: Cost Management, Smart Investing|Tags: , , , , |

Several years back, I was meeting someone for a coffee. He was a friend of a friend and had just quit his job to take the entrepreneurship path. The meeting was requested by him (he has been pestering me for months) and he wanted to explore some business opportunity with us. I remember clearly that I had [...]

Market forecasts – entertainment alert #1

By | March 27th, 2014|Categories: Smart Investing|Tags: , , , , , , , , , , , , , , , , , , , , , , , , |

When was the last time you made an investment decision based on some forecasts by  some ‘expert in the dark suit and Ferragamo tie’ on CNBC or any of the other financial media? Purely for your entertainment, I have compiled some of the forecasts made by these experts around Dec’12/Jan’13 about where Gold prices will [...]

Stupidity alert #1

By | March 26th, 2014|Categories: Smart Investing|Tags: , , , , , , |

When it comes to money-matters, every body has their share of not-so-smart decisions they made at some point of time. I have had my own share of stupidities and a few ‘unbelievable stupidities’ under my belt. I have come to realize that the best way for me to ensure that I learn my lesson and [...]

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