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This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

Liberate by Living Lighter

By | June 11th, 2017|Categories: Cost Management|Tags: , , , , , , |

A recent Pew survey showed that 72% of Americans have used at least one service available in the sharing economy. Are you getting your share of the sharing economy? The Sharing Economy The sharing economy is nothing new. We have been sharing assets since we have lived in groups. If we have an asset we [...]

While you were sleeping

By | June 1st, 2017|Categories: Cost Management|Tags: , , , , , , , , , |

Vivian’s New Year's Resolution Vivian was helping his daughter with some math homework when he pulled out a sheet of scrap paper from his desk. It was mostly blank on one side but when he turned it over, he saw that it was a credit card statement from eight months ago. He noticed the last [...]

You just gave away $31,000

By | May 29th, 2017|Categories: Cost Management|Tags: , , , , , , |

How many times do you ask for a discount when buying something or eating out in a restaurant. Most people do not. Most of us do not realize that the easiest way for us to get a better deal is just by ‘asking’. If you think it’s embarrassing to ask for discounts, or for any [...]

Dividend reinvesting

By | June 17th, 2014|Categories: Money Management|Tags: , , , , , , , , , , |

Some readers, especially the ones new to investing and money management, wanted to know various ways of achieving ‘compounding’ in their investment portfolio.  I had written about this topic in my earlier posts : Compounding: The eighth wonder – Part 1 and Financial well-being – Part 2. The way to achieve this compounding is through reinvestment of realized income/gains. [...]

What I learnt from poker

By | May 2nd, 2014|Categories: Money Management|Tags: , , , , , , , , |

My previous work required me to spend a lot of time in casinos and especially Vegas. It reached a stage where I started getting really tired of those visits. The very thought of walking through those long rows of slot machines, the typical sights, sounds, blinking lights and smell of a gaming floor made me sick and tired. However, [...]

Cashflow : Tiding over rough times

By | April 23rd, 2014|Categories: Money Management|Tags: , , , , , |

If you are given a choice between two different long term investments : Investment A  – Track record of 13.6% compounded annual return over a 30 year period Investment B –  Track record of 8% compounded return over the same 30 year period. Which one would you choose? In dollar terms, if you invested a $1000 [...]

Financial well-being – Part 2

By | April 19th, 2014|Categories: Money Management|Tags: , , , , , , , , |

In the 1st part of this series on Financial well-being, I had emphasized upon the importance of positive cash-flows. I invite you to read the previous post in this series, Financial well-being – Part 1. Let us take a closer look at the term ‘financial well-being’. Our definition of financial well-being is completely independent of the size [...]

Being smart about costs – Part 3

By | April 16th, 2014|Categories: Cost Management|Tags: , , , , , , |

The Eleventh Commandment My simple definition of an arbitrage is: ‘A situation where we can enjoy absolutely the same value, but not have to pay the normal asking price’. I wrote about some such arbitrage possibilities in my previous post (Being smart about costs – Part 2). Being smart is not about cutting down on [...]

Being smart about costs – Part 2

By | April 10th, 2014|Categories: Cost Management|Tags: , , , , , , , , |

Do you feel embarrassed about asking for a discount?  I was chatting with a friend about investments and I mentioned to him that the easiest way to make money in the long run is to ask for a discount in every transaction that you do every single day of your life. He initially thought I [...]

Financial well being – Part 1

By | April 7th, 2014|Categories: Money Management|Tags: , , , , , , , , , , , , |

Most of us start with a job where we earn a salary. We spend part of the salary taking care of our expenses including taxes, and invest the balance amount, if there is any. Over time: – Our salary typically increases, though that is not a certainty – Our investments sometimes go up and sometimes go [...]

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